Years of financial and payroll experience has brought you Circa.
A card that is built for you. Whether you want to direct deposit your payroll or accept money from your friends at dinner;
Circa makes it simple
We built this for you. We annihilated multiple fees most cards have and we have many more surprises coming soon!
You deserve the best.
Get paid, get spending, get saving. We put the power of banking in your hands. The quicker we work, the quicker you can get back to the things you want to do.
SMS Text Messaging FREE
Signature Transactions FREE
POS or PIN Decline FREE
PIN Transactions Maximum Cash Back $500 per day
FREE Monthly Maintenance Fee
FREE Employer Value Loads
FREE Consumer reloads Maximum$2,500 per day
FREE Card Issue Fee
FREE Bill Payment Via Internet
FREE ATM Withdrawal – in Allpoint ATM Network Maximum $1,000 per day FREE ATM Decline
FREE ATM Balance Inquiry
FREE 800 calls for automated or live agent customer service
FREE ATM Withdrawal – in US Outside Allpoint Network Maximum $1,000 per day
$3.00 Transfer Funds to Bank Account Maximum $2,500 per day
ATM withdrawal Outside of US Maximum $1,000 per day
$3.50 Lost/Stolen card replacement
Inactivity Fee (after 3 months of inactivity) $5.95 permonth
Cash Advance over the counter in bank Maximum $2,500 per day
Overnight shipment of card $15.00
theCard LLC is committed to ensuring that your relationship with us and the sharing of any personal data and information is conducted in a secure and confidential environment. We value your trust and confidence and will take all reasonable steps to guard your personal information.
theCard LLC believes we earn your trust and confidence when we serve you in a confidential and secure manner. This Security and Privacy Statement is applicable to the information we receive about you via all online methods. This statement is written to inform you of our commitment to you and to establish our policies in that regard.
We value individual privacy and we want to give you and other visitors to our website/mobile app the opportunity to understand the kind of information that we collect about you and how you can limit the use of such personally identifiable information to those purposes for which it was provided to us. At all times, however, we do reserve the right to disclose information, if or as may be required by law or to otherwise comply with valid legal process (such as a search warrant, subpoena or court order) to protect our rights, interests or property, including without limitation, in the event of a change in control or other transfer or disposition of substantially all of our assets, or during emergencies when we reasonably believe that safety is at risk.
Personally Identifiable Information
We collect your email address if you communicate with us by email, as well as other information that you may supply to us voluntarily through the use of our website/mobile app, such as survey information.
If you purchase a product or service on our website/mobile app, we will ask you for your credit card number or other account number you wish to be charged in order to facilitate payment for your purchase. We do not release your credit card or other account information to third parties unless you authorize use to do so or it is necessary to fulfill our responsibilities to you, including, but not limited to, delivering the product or performing the service that you ordered.
We may use information to respond to an email or other inquiry or request, to help improve our website/mobile app or our services, to customize your experience using our website/mobile app, or to send updates or notices about our company or the products and services we offer, which we believe may be of some interest to you. We may combine this information with other generally or publicly available information in order to help us identify the preferences or interests of visitors to our website. We may also provide information that identifies you to companies that we utilize to assist us in these types of activities, such as helping us fulfill your request for information or placement of an order for products or services.
In the event or to the extent you apply for employment or otherwise inquire about employment with our company on our website, we may collection information from such submission, including your name address, telephone number and email address, for inclusion in our job applicant or recruiting records. This information will be used for internal purposes only, including, but not limited to the identification of candidates for employment, recruiting and hiring of employees.
We do not use "cookies" on our website, with one notable exception: we may elect to use a cookie in the administration of our website in order to keep track of movement of an individual user from one screen to another. This information may be used by us to detect or resolve website problems and to assist with customer support issues, which may arise from time to time. We do not collect any personally identifiable information about your visit to our site in this purely administrative process.
Our web server automatically gathers information from your computer and navigation patterns when you visit our site, including your IP address, the type of browser you use, the kind of operating system you have on your computer and the specific web pages that you visited during your connection to your website. Other information that may be tracked, includes the total number of visits made to our website in general, along with the number of visitors to each page of our website.
We may use this information, in aggregate form, for system maintenance or to gain a better understanding of how our website is used by the visitors who access it. We may also share statistical or demographic information, in aggregate form, with third parties for research or marketing purposes. None of this information, when used or provided in aggregate form, contains any information that personally identifies you.
It is important that we keep only the most accurate, up-to-date information about you in our records. Therefore, if you believe that our records contain information that needs to be updated, you can email us at firstname.lastname@example.org to correct or update your contact information.
You may also choose to remove your name, telephone and fax numbers, and postal and email addresses from lists that we maintain for purposes of sending out notices or updates if you do not want to receive such updates or notices from us by emailing us at email@example.com.
You may request that we refrain from disclosing the data that we collect to third parties by contacting us at firstname.lastname@example.org.
Other websites that you visit, including those linked from or to our website, may have separate privacy policies or no policy at all. Other websites may use personal information differently than our policy permits so we strongly encourage you to review the privacy policies of any site before you provide your personal information on the internet.
At theCard LLC, keeping personal information accurate and up-to-date is very important. Our customer service personnel are available to review the information we may retain about you, so that together we can confirm their accuracy. If you ever find that information about you is incomplete, inaccurate or not current, we want to correct it. Please contact theCard LLC if you have any problems or issues in this regard.
The Card LLC strictly limits who receives information and what type of information is shared. We may share information within theCard LLC is permitted by law and our agreement with you. To assist in offering you goods and services, we may occasionally share information with partner companies that work for us. We may share information with credit card processors, credit reporting agencies and other financial institutions, which are deemed necessary in our conducting of your business requests. We may provide your information as required by law or legal process; to protect and defend the rights of theCard LLC and under circumstances we believe reasonably necessary to protect the personal safety of our customers, representatives and theCard LLC .
Additionally, the information that is collected when you visit this site may tell theCard LLC, for example, the number of visits to the site, the average time spent on the site, the pages viewed by our visitors, and the purchases of our visitors. This information allows us to make modifications to the content and design of the web site to more effectively serve the interests of our visitors.
The personal information we collect about you is kept secure. theCard LLC values your trust and handles personal information with care. Our employees access information about you only when needed to complete or satisfy your requests and otherwise meet your needs. We may also access information about you when considering a request from you for additional services, honoring our agreement with you or when responding to requests as required by law. We closely safeguard information according to established security standards and procedures, and we continually assess new technology for protecting information. Our employees are trained to understand and comply with these information and confidentiality principles.
theCard LLC will not share or sell your personal data or confidential information to any companies or other entities not associated with theCard LLC in any circumstance not covered above.
We believe that protecting the privacy of children is very important. Our Website/Mobile App is not designed to specifically attract or interact with children or those persons 18 years of age and under.
theCard LLC corporate website may contain links to and with other sites. theCard LLC will make our best efforts to monitor these links and to make reasonable efforts to ensure that these sites comply with privacy and security policies, which match those of theCard LLC. However, we cannot be held responsible for the content or the privacy practices employed by the other sites. We encourage you to read these other privacy statements.
While theCard LLC takes every reasonable attempt to keep your personal information extremely secure and confidential, we cannot be held liable for any breach of security by an outside party, criminal or cyber party intent on causing damage to our internal systems or those of our business partners.
This Privacy and Security Statement is effective April, 2014. We may update and post changes to this statement in an effort to ensure you are clearly informed of any changes.